Built for Beauty & Wellness Pros

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NATURAL ASSURANCE

NATURAL
ASSURANCE

Liability protection. Health benefits. Business discounts.
All included in one membership.

Insurance policies designed for studios, salons, spas, and gyms often lack coverage for independent staff or contractors, leaving you unprotected.

Natural Assurance protects you with insurance, health benefits, and perks designed for independent beauty and wellness pros.

Natural Assurance proudly protects:

Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy  
Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors 
Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy   Acro Yoga Acupuncture Airbrush Tanning Aromatherapy Barber Stylist Coaches Cosmetology Esthetician Massage Therapy  
Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors  Nail Techs Personal Trainers Pet Groomers Tattoo Artists Life Coaches Yoga Instructors Pilates Instructors 

MEMBERSHIP REWARDS

Everything You Need.

Membership gives you protection, perks, and tools to grow—so you can work smarter, stay covered, and save money.

MEMBERSHIP REWARDS

Everything You Need.

Membership gives you protection, perks, and tools to grow—so you can work smarter, stay covered, and save money.

PROTECTION

DISCOUNTS

RESOURCES

woman in black tank top and black pants bending her body on floor

Liability Protection

Natural Assurance liability protection keeps your business safe from costly accidents, lawsuits, or claims. One incident can threaten your finances and reputation—but our coverage ensures you have a strong safety net, so you can work confidently and focus on what matters most.

PROTECTION

DISCOUNTS

RESOURCES

woman in black tank top and black pants bending her body on floor

Liability Protection

Natural Assurance liability protection keeps your business safe from costly accidents, lawsuits, or claims. One incident can threaten your finances and reputation—but our coverage ensures you have a strong safety net, so you can work confidently and focus on what matters most.

OFFERING YOU MORE

Protection That Stands Apart

See how our coverage and support leave other solutions behind.

OFFERING YOU MORE

Protection That Stands Apart

See how our coverage and support leave other solutions behind.

Natural Assurance

Coverage approved in minutes

Upfront, simple pricing

Exclusive perks and member discounts

Instant access to your insurance ID cards

Nationwide coverage

Business growth resources and tools

Natural Assurance

Coverage approved in minutes

Upfront, simple pricing

Exclusive perks and member discounts

Instant access to your insurance ID cards

Nationwide coverage

Business growth resources and tools

Others Companies

Lengthy applications and intrusive verification

Hidden fees and confusing choices

Bare minimum insurance coverage

Delays in receiving proof of insurance

Narrow service eligibility

Others Companies

Lengthy applications and intrusive verification

Hidden fees and confusing choices

Bare minimum insurance coverage

Delays in receiving proof of insurance

Narrow service eligibility

PRICING

Simple Pricing For All

Flexible plans that fit your budget & scale with needs.

PRICING

Simple Pricing For All

Flexible plans that fit your budget & scale with needs.

Basic Plan - Starting at:

$17.50

/month

Solid coverage for foundational protection.

$1M Coverage Per Occurrence

$2M Aggregate Coverage

$1M Product & Service Coverage

$1M Personal & Advertising Injury Coverage

$300K Fire Damage Rented Coverage

$5K Medical Coverage

Premium Plan - Starting at:

Popular

+$1.58

/month

Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.

$2M Coverage Per Occurrence

$3M Aggregate Coverage

$2M Product & Service Coverage

$1M Personal & Advertising Injury Coverage

$300K Fire Damage Rented Coverage

$5K Medical Coverage

Basic Plan - Starting at:

$17.50

/month

Solid coverage for foundational protection.

$1M Coverage Per Occurrence

$2M Aggregate Coverage

$1M Product & Service Coverage

$1M Personal & Advertising Injury Coverage

$300K Fire Damage Rented Coverage

$5K Medical Coverage

Premium Plan - Starting at:

Popular

+$1.58

/month

Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.

$2M Coverage Per Occurrence

$3M Aggregate Coverage

$2M Product & Service Coverage

$1M Personal & Advertising Injury Coverage

$300K Fire Damage Rented Coverage

$5K Medical Coverage

MEMBER PERKS

Discount Marketplace

Everyday purchases or big trips—they’re all covered. Book hotels, purchase tech, or score discounts on dining, services, or your favorite attire. It’s all here, in one convenient platform, designed to stretch your dollars further.

These are just a few of the companies offering 10% – 20% discounts for members:

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MEMBER PERKS

Discount Marketplace

Everyday purchases or big trips—they’re all covered. Book hotels, purchase tech, or score discounts on dining, services, or your favorite attire. It’s all here, in one convenient platform, designed to stretch your dollars further.

These are just a few of the companies offering 10% – 20% discounts for members:

  • Brand logo
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SUPPORT YOU NEED

Why Natural Assurance

Natural Assurance is more than just liability coverage—it’s a membership designed to help independent professionals succeed.

SUPPORT YOU NEED

Why Natural Assurance

Natural Assurance is more than just liability coverage—it’s a membership designed to help independent professionals succeed.

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Built-In Coverage:

Every membership includes professional liability insurance tailored for wellness and beauty pros.

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Built-In Coverage:

Every membership includes professional liability insurance tailored for wellness and beauty pros.

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Built-In Coverage:

Every membership includes professional liability insurance tailored for wellness and beauty pros.

Growth-Focused Perks:

Save on tools, services, and experiences that directly support your business.

Growth-Focused Perks:

Save on tools, services, and experiences that directly support your business.

Growth-Focused Perks:

Save on tools, services, and experiences that directly support your business.

Smart Business Insights:

Access expert-written resources, reports, and guidance to help your business grow.

Smart Business Insights:

Access expert-written resources, reports, and guidance to help your business grow.

Smart Business Insights:

Access expert-written resources, reports, and guidance to help your business grow.

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Access to Health Benefits:

As a member, you can unlock access to group-level health benefits—no employer required.

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Access to Health Benefits:

As a member, you can unlock access to group-level health benefits—no employer required.

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Access to Health Benefits:

As a member, you can unlock access to group-level health benefits—no employer required.

FAST & EASY

Get Protected Instantly

Becoming a Natural Assurance member takes just a few clicks.

FAST & EASY

Get Protected Instantly

Becoming a Natural Assurance member takes just a few clicks.

Easy to Join

Choose the level of coverage you need, complete a quick online sign-up, and become a member in just minutes—no calls or paperwork required.

01

Man meditating in a bright, minimalist room.

Easy to Join

Choose the level of coverage you need, complete a quick online sign-up, and become a member in just minutes—no calls or paperwork required.

01

Man meditating in a bright, minimalist room.

Easy to Join

Choose the level of coverage you need, complete a quick online sign-up, and become a member in just minutes—no calls or paperwork required.

01

Man meditating in a bright, minimalist room.

No Verification Required

Skip the traditional insurance hoops with Natural Assurance—no income checks, credit checks, or verification needed.

02

person with tattoo on right arm

No Verification Required

Skip the traditional insurance hoops with Natural Assurance—no income checks, credit checks, or verification needed.

02

person with tattoo on right arm

No Verification Required

Skip the traditional insurance hoops with Natural Assurance—no income checks, credit checks, or verification needed.

02

person with tattoo on right arm

Instant Access

Gain immediate access to your insurance certificate, ID card, and exclusive member perks the moment you complete registration.

03

man brushing dog hair

Instant Access

Gain immediate access to your insurance certificate, ID card, and exclusive member perks the moment you complete registration.

03

man brushing dog hair

Instant Access

Gain immediate access to your insurance certificate, ID card, and exclusive member perks the moment you complete registration.

03

man brushing dog hair

FAQS

Frequently Asked Questions

Find quick answers to the most common questions.

What does professional liability insurance cover?

Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.

What does general liability insurance cover?

General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.

What are the policy limits for my coverage?

Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.

What services are excluded?

Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.

Does this insurance cover my employees?

No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.

Do I need separate policies for different services?

No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.

What does product liability insurance cover?

Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.

How long does my policy last?

The policy lasts for one year from the date of purchase, with the option to renew annually.

Do you cover mobile businesses?

Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.

Why is insurance important for my business?

Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.

What are the policy limits?

We offer industry-leading limits, up to $3,000,000 in aggregate coverage.

FAQS

Frequently Asked Questions

Find quick answers to the most common questions.

Do you offer insurance for independent contractors?

What types of insurance do you offer?

Do I need multiple policies for different services?

What does liability insurance cover?

Why is insurance important for my business?

FAQS

Frequently Asked Questions

Find quick answers to the most common questions.

What does professional liability insurance cover?

Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.

What does general liability insurance cover?

General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.

What are the policy limits for my coverage?

Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.

What services are excluded?

Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.

Does this insurance cover my employees?

No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.

Do I need separate policies for different services?

No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.

What does product liability insurance cover?

Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.

How long does my policy last?

The policy lasts for one year from the date of purchase, with the option to renew annually.

Do you cover mobile businesses?

Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.

Why is insurance important for my business?

Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.

What are the policy limits?

We offer industry-leading limits, up to $3,000,000 in aggregate coverage.